Information Technology

Application development - Digital transformation - E-commerce

Sustainable Development Goal #9 – Industries, Innovation and Infrastructure: declares that “investments in infrastructure, transport, irrigation, energy and information and communication technology are crucial to achieving sustainable development and empowering communities in many countries. It has long been recognized that growth in productivity and incomes, and improvements in health and education outcomes require investment in infrastructure.


Technological progress is the foundation of efforts to achieve environmental objectives, such as increased resource and energy-efficiency. Without technology and innovation, industrialization will not happen, and without industrialization, development will not happen. There needs to be more investments in high-tech products that dominate the manufacturing productions to increase efficiency and a focus on mobile cellular services that increase connections between people.”


One way to achieve this is through digital transformation – the use of technology to radically improve performance or reach of companies, enterprises, institutions and government agencies. Digital transformation is happening faster in the “Developed Countries” at an exponential rate than in “Less Developing Countries” (LDCs). Our objective is to slow this divide by partnering with banks, micro-finance NGOs, companies, entrepreneurs – even Mom and Pa traders in migrating to cashless, online banking/e-commerce economy.
Industrialization in LDCs is too slow (United Nations) – this is what we are trying to address – drive to accelerate digital transformation. The goal is ease of transaction via Application Development – drive towards Internet of Things (IoT) spanning:
    • Affinity marketing/market creation
    • ATM deployment
    • Cashless/Digital Economy
    • Credit profiling/credit extension
    • E-commerce
    • Mobile App
    • Online Banking
    • Payment/transfer facilitation and
    • Point-of-Sale facilitation among others

Information Technology

Enjoy the benefits of secure 24/7 online account access, online transfers to and from other banks and direct deposit to make banking simple and easy.
Information Technology
Transform your banking to digital banking
Information Technology
Cashless economy via E Commerce
Information Technology
Information Technology is the future

At Melius, it is all about improving the quality of life index. How can we collaborate?